Foreclosures Glossary - Letter Z

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Z-flashing: A special type of metal flashing that protects horizontal joints that are between siding panels that don’t overlap.
zero-lot line: The positioning of a house near or on top of the lot boundary which results in little or no space between the houses.
zero-net: When a seller receives little or no net proceeds from a property sale.
zoning: Regulations that control the use of land within a jurisdiction.
zoning variance: A one-time modification of the existing zoning laws.

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National Overnight Averages	TODAY	Last Week
5/1 Year ARM	3.54%	3.56%
3/1 Year ARM	3.5%	3.53%
1 Year ARM	3.37%	3.42%
30 Year Fixed Mortgage	5.02%	5.05%
15 Year Fixed Mortgage	4.51%	4.5%